It depends on what you personally expect from AI and tools built on it. For me it is something that helps set up routine tasks and, importantly, achieve consistency in them. I am currently working with
https://skrooge.ai/ . In this format AI starts working for the business and becomes something like an assistant. With a subscription it costs me less than when I used to hire a freelancer to prepare documents and reports. At the same time, everything is in order every day, and I can easily find any data in the system at any moment.