kk, thanks
also do you know of any good effects....kinda New to PS, did Photo Impact b4, it was alot easier to use!
[edit]
Finding out how to use it now, and how to make effect on my banners and stuff. Just going to post some mini Tutorials, so that i don't forget where everything is and how to do it.
CHANGING THE COLOUR TYPES OF THE LAYERS[b][font=Arial, sans-serif][/font]
Open saved baner
http://i10.tinypic.com/4m8nk8m.jpg
Click on the box/frame of your banner.
Then, go up the top of the window, and click onto Layer> Change Layout Content> Layers
This will auomaticly come up.
adjust it however you want, lighter Darker. You could also change the colour, to yellow, green, red and Blue. But you can also set your own colour, i find black n white is the best, but it all depends on what pictures you are using and what kind of project you are working on!